ZoidPay - Crypto Payment Platform

INDUSTRY

Problems

Using cryptocurrencies as a payment method is hard for the normal user.

The process is too complicated

From creating a wallet to buying and using cryptocurrencies. All of these, among many other variables add up to the barrier of mass adoption.

Volatility

Market volatility is a major issue for both users and merchants. The users are worried that they might end up paying too much while merchants are concerned that they will receive less.

Operational Barriers

The process of traditional accounting is an issue for merchants, thus making them second-guessing the decision of accepting crypto as means of payment.

Current solutions are built for the short run

Current crypto-to-fiat payment solutions are solely dependant on payment providers like Visa or Mastercard.

Fees

Most of the current hybrid card providers have multitude of fees, including card cost, delivery, membership and transactional costs.

Trust

Hybrid card providers that have raised millions of dollars in the past and lost their VISA licenses raised majored trust issues among the community

ZoidPay

Solution

Paying with cryptocurrency as easy as you do with FIAT

Full-service payment platform with the first crypto contactless card.

It’s a plug and play crypto payment solution that offers complete access to the whole Zoid Ecosystem.

Simplifying the process

Our full crypto service payment platform, ZoidPay, will allow our users to store their cryptocurrencies in our wallet, buy goods and services from our decentralized marketplace, as well as perform peer to peer transactions with the ZoidPay card.

Payment solution independent of middlemen

The traditional process of transaction settlement involves a lot of middlemen that increase the costs for every transaction. Our payment platform connects buyers and sellers directly, thus removing the extra costs for merchants.

Blockchain Accounting

We have partnered up with Gilded Finance, a New York-based start-up that offers Blockchain Accounting services for merchants to make recording of crypto transactions as easy as the traditional accounting records.

ZoidPay Wallet

Send Crypto

Transfer cryptocurrencies by selecting the token, inputting the receiver's wallet address and the amount to be sent.

Access ZoidShop

Access our decentralized marketplace to buy goods and services using ETH or ZPAY. *More tokens will be added in the future.

Request Crypto

The transfer will be done with one tap of the ZoidPay card. After that, the receiver will select the token, input the amount and confirm the request. After the sender accepts, the transaction is complete.

ZoidPay Card

Contactless

Taking the already-known habit of people paying with contactless cards everyday and implementing it for crypto payments - combining the convenience of traditional technology with the benefits of blockchain.

Decentralized

No entity owns the card and no name, nor credentials are printed on the card, which makes them distributable worldwide, and an ideal solution for the unbanked.

Peer-To-Peer Transfers

One tap to perform cryptocurrency transfers in a peer-to-peer card transaction.

ZoidShop

Liquidity

Instantly buy top-brand goods and services with cryptocurrencies.

Value

Peer to peer transactions, without middlemen fees.

Seamless Experience

A seamless shopping experience on a blockchain-based marketplace.

Scalable Marketplace

ZoidShop will become a global crypto-merchants aggregator.

FEATURES

Merchant Current Features

Easy to setup

The whole registration process for both merchants and users takes less than 2 minutes.

Onboard and accept payments

After the registration process, merchants can go on ZoidShop and start listing and selling their goods for cryptocurrencies.

Smartphone as a POS

Accept crypto payments at a physical store with any NFC enabled device through the ZoidPay app. One tap.

Merchant Upcoming Features

Settlement in FIAT

Proprietary solution that does not involve middlemen like VISA and Mastercard. Users will be able to pay with cryptocurrencies, while the merchants will receive FIAT.

Accounting module

Blockchain accounting for cryptocurrency transactions.

Analytics dashboard

Dashboard with data and metrics on audience, sales, profitability, accounting and more.

Stable coins

The merchant will be able to convert cryptocurrencies to stable coins.

FEATURES

User Current Features

Store ETH and ERC-20 Tokens

Users can store their ETH and ERC-20 tokens in our wallet.

Contactless card with smart-chip

Users have access to the crypto card to make P2P transfers or buy goods and services from merchants with the tap of a card.

Purchase products and services

A seamless shopping experience on a blockchain-based marketplace.

P2P card transactions

Hassle-free peer to peer card transactions between users, without any middlemen fees.

User Upcoming Features

BTC, Lightning Network and other Cryptocurrencies

We will add support for BTC and other major cryptocurrencies. To further boost adoption we will also integrate Lightning Network in our app.

Buy crypto with debit and credit cards

Users will be able to buy cryptocurrencies directly through their bank account through the ZoidPay app.

Crypto to FIAT exchange

Convert your cryptocurrencies to FIAT and withdraw the funds to your bank account.

Pay GAS with ZPAY tokens

Users will have the option to choose from whether they will pay the network GAS fees with ZPAY or Ethereum.

Loans

Apply to get cryptocurrency loans directly from our app.

Upcoming Developments

More than 10,000 Crypto Merchants to be added in the ZoidShop.

Crypto-to-FIAT Settlement System

Third-Party Integrations

Reward-Based Advertising Engine

Feedback-Centric Communication Model

ATM Withdrawals

Revenue Streams

ZoidPay has 2 main categories for revenue - Product and Tech

Product Revenue

FREEMIUM MODEL

Premium users that pay a monthly fee will have benefits such as: cashback and rewards for interactions with merchants, free limited FIAT withdrawals, limited gas-free payments and many more.

FEES

We will have fees for buying cryptocurrencies with your credit card directly from the wallet and also for FIAT withdrawals.

WHITE LABEL - CARDS & INFRASTRUCTURE

For companies, we have a white label service designed to offer liquidity to their users and also a solid infrastructure for their blockchain developments with many integration partners.

Tech Revenue

BLOCKCHAIN PROTOCOLS

The blockchain protocols that we have developed generate micro transaction fees for every interaction within our platform. This will be an upcoming development for our revenue streams which will also serve as a stepping stone for adoption, allowing users to be in charge of their own data by safely monetising it. We will also be able to structure payments in such a way that validation will be done faster, and transaction fees will be lower.